General & Medical Healthcare

general and medical


CIPHE has teamed up with M&L Healthcare Solutions and General & Medical Healthcare to provide you with access to private medical insurance at prices substantially below those available in the open market and online.

Private Health Insurance

Nothing is more important to you than your health and the health of your family. If you or your loved ones were to experience worrying symptoms, Private Health Insurance can give you some control over the situation. Diagnosis and treatment can be dealt with efficiently, helping you to concentrate on getting well and back to work sooner.

CIPHE provides members with access to its voluntary Private Health Insurance scheme offering both a low-cost option that provides essential and everyday levels of cover through to a comprehensive scheme with a more extensive range of cover and benefits at premiums below those available elsewhere.

No matter where you are in life, we have the perfect cover for you to choose from, whether you’re taking it easy or pushing your body to the limit. Private health insurance is an investment in your future providing speedy access to diagnostic and specialists, and if further investigations or surgery is needed, you can choose which hospital to attend and which consultant you wish to perform the procedure. Additionally you can opt to undergo treatment at a date that suits you, fitting around life, family or work commitments.

The scheme gives access to hundreds of private hospitals throughout the UK where you will typically have your own private room with en-suite facilities, excellent food and unrestricted visiting hours. You are also likely to have the same consultant dealing with you throughout your treatment, and nursing staff with more time to dedicate to your personal care.

CIPHE member offer: Discounted private health insurance

Join the CIPHE private healthcare scheme in the knowledge that you are dealing with a UK based 5-star rated provider of both products and service. You will have access to an online health and well-being web portal, as well as a 20% discount with Nuffield Health Gyms, and a Lifestyle Rewards discount programme offering many savings on luxury products and services.

Other benefits include:

  • Cover available for specified pre-existing conditions
  • You only pay for your first child, all others are covered free*
  • A personal service with fast and efficient claims handling
  • Assigned Client Relations Coordinator to every client
  • Over 750 hospitals and medical facilities to choose from.

*Excludes where cover for pre-existing conditions has been added to the child’s policy.

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Free health and wellbeing web portal

All of our Private Health Insurance policies come with free access to a comprehensive range of Health and Wellbeing service, meaning you’ll have access to a team of specialists who are on hand to offer advice and reassurance when you need it. In addition, you’ll have access to online health and wellbeing support and information, to help you to lead a healthier, more productive life, including active programmes to help you achieve your fitness goals and ways to prevent or manage long-term conditions.

More information

Download brochure

To access further information or obtain a quote, please contact M&L Healthcare on 0800 145 5838, email ciphe@mlhs.co.uk or visit mlhs.co.uk

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CIPHE members can access a range of exclusive benefits and services - you won't find the same membership package anywhere else.

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2025 Benefits & Services Guide

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